Patrimonio net worth and personal finance app logo

Patrimonio

Patrimonio net worth and finance tracker features

Patrimonio combines net worth calculation, account and investment tracking, tangible assets, shared accounts and personal cash flow. You enter the data; the app turns it into one clear view without connecting to your bank.

One balance for everything you own

Patrimonio brings accounts, cash, cards, investments, crypto and tangible assets into one net worth total. Each account keeps its own currency, colour and history, while optional exclusions let you decide what belongs in your statistics.

See both the total and its composition without opening several services or sharing your bank credentials.

Personal cash flow, month by month

Net worth shows where you are; cash flow shows where you are going. Income and expenses are compared by period and category, with transfers kept separate so they never distort the result.

Fast expense and transaction tracking

Record an amount, account, category and date in seconds. Add notes or receipts, search your history and correct entries whenever needed.

  • Recurring income and expenses for salaries, rent, subscriptions and instalments.
  • Custom categories with clear icons and colours.
  • Optional reminders for scheduled transactions.
  • Search and filters across your transaction history.

Shared accounts without sharing everything

Share one account with a six-character code. Invited editors can update that account in real time, while the rest of your finances stays private. Access can be revoked at any time.

Tangible assets vault

Track property, vehicles, watches, jewellery, art, precious metals and collections. Their current value contributes to net worth without creating transactions or changing monthly cash flow.

Analysis built for real decisions

Follow net worth over time, review its composition, and compare income and spending by period and category. Every chart is designed to answer a practical question, not to produce a score.

PIN and biometric protection

Protect balances with a PIN and, on supported devices, fingerprint or face unlock. Biometric data stays on the device and the PIN remains available as a fallback.

Multiple currencies, languages and devices

Keep accounts in euros, dollars, pounds, francs, yen and more. Use the interface in English or Italian and access the same account from Android or the web.

What Patrimonio does not do

Patrimonio does not connect to banks, display ads, profile purchases, sell data, appraise assets or provide investment advice. You enter each figure, so you know exactly where it came from.

Ready to see the whole picture?

Create a free account without a credit card, or install the Android app and start on your phone.