Why Patrimonio never connects to your bank
Many finance apps exchange convenience for access to a complete bank transaction history. Patrimonio takes the opposite approach: you enter each transaction and no bank credential ever passes through the app.
A few seconds of manual entry gives you figures you can verify and keeps an intermediary away from your statements.
What offline-first means
A local copy keeps accounts, balances and transactions available underground, in a garage or on a flight. Changes made without a network wait in a persistent queue and sync automatically when connectivity returns.
- Immediate access during unstable or absent connectivity.
- Queued changes sync automatically and avoid duplicates.
- A clear offline and syncing indicator.
- The local copy is removed when you sign out or clear app data.
Who can see your data
Per-user access rules isolate your records. Only you can see them, unless you explicitly invite someone to one shared account. That person sees only the selected account, and access can be revoked.
Optional PIN and biometric unlock protect the device view; fingerprint and face data never leave the device.
No advertising or purchase profiling
Patrimonio has no advertising network, profiling cookies or data resale. Notifications are optional and exist only for the reminders you enable.
Export and deletion remain available
Export transactions or permanently delete your profile from Settings. The Privacy Policy explains the legal basis, retention periods and GDPR rights in full.
Privacy as a product decision
Privacy determines which features Patrimonio does and does not include. There are no automatic bank imports, remote financial scores or product recommendations: the app exists to help you understand your own figures.
Keep your figures under your control
Create a free account and enable the PIN lock, or install the Android app and try offline mode.